Shop Rug Now Pay Later

Customers can make additional or separate orders using Shop Pay Installments as the $999.99 USD transaction limit only applies to a single order (using thefour biweekly payment options).

Shop Pay Installments lets eligible customers pay for an order in smaller increments over time.

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest. You can pay your balance off early without penalty.

If you want to request a refund or cancellation for your order, then contact the online store directly. Disclosure: Rates from0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.

There are no late fees, butpartial or late payments may affect your ability to use Shop Pay installments in the future. You can also pay off your balance early without any penalty. Does it affect my credit score? If you choose to pay in 4 bi-weekly payments, your credit scores aren't affected.

When you choose Shop Pay Installments at checkout,you're applying for a loan through Affirm. If approved, then your purchase will be split into several smaller payments. You'll make your payments to Affirm, either bi-weekly or monthly, depending on the plans available for you to choose at checkout.

Shop Pay gives you the option to pay in full at checkout, or to split your purchase into four equal, bi-weekly, interest-free installment payments.

After your first payment, Shop Pay automatically charges your method of payment for installment payments going forward, either bi-weekly, or monthly.

Shop Cash can be earned and redeemed only through Shop stores in the United States and Canada, when a purchase is made using Shop Pay. Shop Cash is a rewards program available to Shop app customers with billing addresses and verified phone numbers in the United States and Canada.

Absolutely.The Shop app prioritizes security with features like encrypted payments and privacy-focused settings. When you've made a purchase, it's hard to find a better way to stay updated on shipping status or manage returns.

There are no late fees for customers who miss a scheduled payment. However,partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.

To opt out of Shop Pay,enter your mobile number in the Shop Pay opt-out form, and then tap Submit request.